How to recover after storm damage?
If you’re reading this article, chances are you’ve probably survived a major storm at your house. And we all know how devastating the damage of hurricanes to your home can be. Really, you’re lucky to be alive and well, but your home probably has some damage. You shouldn’t despair though – there’s a lot of things you’ll need to do. There are certain steps you’ll have to take right away if you want to recover after storm damage properly. Don’t worry, we’re here for you – scroll down and take a look at the tips we have to help you!
What’s the deal with your insurance policy?
We’re definitely not going to be one of the ‘I told you so’ people, but storms do happen and you need to prepare for them beforehand. So the question of the day is – do you have insurance? Although there’s really no way to accurately predict catastrophic weather all the time, you should prepare. After all, once the actual storm hits, you’ll barely have time to find adequate shelter. So, as someone who owns a home, it’s very important you think of these things in time. If you do, it’ll be easier to recover after storm damage later.
So, do you have insurance? And let’s not stop there, because just having any kind of insurance isn’t going to be good enough. Do you have an adequate insurance policy? Is your household covered for the case of a catastrophic storm? And more importantly, is the amount you’re covered for going to be enough? You’ll have a home to restore, after all. All in all, you have to make sure your household is covered for:
- Water damage
- Storm damage
- Removal of trees or other debris
- Backup of sewage caused by flooding
- In case the storm is bad enough you need to do some short distance moving, additional living expenses
Take safety precautions
We know how traumatizing the storm must have been. But now that you’ve moved past it, and surveyed your insurance policy, it’s time for the next step. Before doing anything else, it’s important that you take all the necessary safety precautions. You’ll want to ensure your safety and the safety of your family before you go any further. After all, hurricanes and other heavy winds can produce great physical dangers and hazards. First of all, check if you can smell any gas. And then, shut off your gas line to avoid any needless risks. After all, we all know how dangerous gas leaks can be.
There are other kinds of damage that can be hazardous – has any roofing collapsed? Also, carefully check for any damaged windows. After all, broken glass can be dangerous and pesky – imagine how much of it there can be after a storm hits your house. There’s another thing – the integrity of your house in general. Make sure no walls are about to collapse. And while you’re at it, make sure there are no exposed nails or any sharp objects in general left around the house. Lastly, survey your house for standing water or any other source of moisture. You don’t want a flooded house! Once you do all of this, you’ll be on the road to recovery after storm damage.
Produce pictures of the property damage
Okay, we realize how weird this seems, but bear with us on this. Yes, we know – after surviving the storm and seeing the damage it has done to your home, the last thing you want is to take any pictures. But there’s aren’t exactly there for your family album – you’ll need them to file your insurance claim. If you want the insurance money you’ll need to properly recover after storm damage, pay attention for this crucial part. Basically, the trick here is to keep records of the damage. What we’re talking about here are those pictures of the damage. You’ll need them as proof of the storm damage for your insurance company.
So, make sure you photograph any damage outside. Any destroyed decks or garden buildings will need to be documented. And it goes without saying, but you’ll need good pictures of the interior as well. Take great care to maintain a variety of camera angles – you’ll want to capture the damage as best as you can. This may seem needless now, but trust us – once your insurance company starts surveying your home, you’ll thank us.
Make temporary repairs while you recover after storm damage
Now that you’ve surveyed your home for damage and made some pictures for proof, it’s time to make some temporary repairs. Bear in mind here, we’re not talking about fully restoring your home on your own – just smaller stuff like cleaning your kitchen. You don’t need to fix everything in sight right now, just make the absolutely necessary repairs. Also, make sure you’re doing this after you’ve made all the proper claims, and reported all of the existing damage. That’s very important! Once that is done, you can begin doing some temporary fixes.
You’re not doing a major reconstruction here, so don’t go out on a limb and stretch your finances needlessly. All you have to do right now is make your home livable in the most basic sense – the rest will be done later. So, if you spotted some roof damage before, put some tarp of plastic over it. You don’t want any further damage from future rains. If there’s a part of your home that’s just in a horrible shape after the storm, work on temporarily closing it off. There will be time for a full restoration later, once you’ve dealt with insurance.
We hope our guide has helped you recover after storm damage. Yeah, this is a tough period for you, but you should try to stay positive and look ahead. Once your insurance kicks in, you’ll have a lot less to worry about. And then, you’ll be able to fully focus on repairing your home and making it pristine once more. Just relax, follow our tips, and before you know it, you won’t even remember the storm in the first place! And if you decide to move instead of restoring your house, make sure to learn how to prepare for an interstate move.